# PieFolio AI – FAQ

Last updated: 14 October 2026

## Is PieFolio AI a broker?

No. PieFolio AI is a portfolio tracker and analysis tool. We do not execute
trades or hold money. Your assets stay with your broker. We add clarity, a
Health Score and AI-written insight on top.

## Which markets do you support?

US and German stocks (NYSE, NASDAQ, Xetra/Frankfurt) are supported. Users add holdings themselves; we do not connect to brokers. Free includes 1 portfolio with up to 25 holdings.

## How does the AI analysis work?

Tap Generate and PieFolio builds a structured report from your live positions:
Overview, Risk, Diversification, Income, and "What to consider". Reports are
generated by third-party AI providers and cached for ~12 hours. Free includes 3 AI portfolio analyses per month; Premium includes unlimited AI analysis under [fair use](https://getpiefolio.com/terms#fair-use). AI Chat is live: 5 messages per month on Free, 300 on Premium.

## Is it really free?

Free includes 1 portfolio with up to 25 holdings, 3 AI portfolio analyses per month, 5 AI chat messages per month, and a dividend calendar for the next 7 days.

Premium is one access level, sold as Premium Monthly, Premium Annual, or a limited one-time, non-renewing Founding Lifetime purchase. Premium includes 300 AI chat messages per month, unlimited AI portfolio analysis under [fair use](https://getpiefolio.com/terms#fair-use), and a dividend calendar up to 365 days ahead.

The 7-day free trial is offered on Premium Annual only, for eligible users confirmed by Apple or Google. Prices are shown in the app at purchase. Automatic broker sync is not offered; users add their holdings themselves.

See https://getpiefolio.com/subscription-terms. The app supports 5 languages: English, German, French, Spanish and Italian.

## What about ethical or faith-aligned screening?

Faith-aligned screening (including AAOIFI-style indicators) is on our long-term
roadmap. We will bring it back when the experience is fully end-to-end. For now
the focus is breadth, clarity and AI for every investor.

## How is my data handled?

Bank-grade encryption, we never sell your data, and you can delete your
account at any time from inside the app. See https://getpiefolio.com/security
and https://getpiefolio.com/privacy for full details.