# PieFolio AI: Full Reference for Language Models > Single-file plain-text snapshot of PieFolio AI's product, value proposition, features, FAQ, and policies. Optimised for LLM ingestion. ## What PieFolio AI is PieFolio AI is an AI-assisted portfolio tracker for everyday investors. It is **not** a broker. Users keep their assets at their existing brokers (Robinhood, Fidelity, Schwab, Trade Republic, etc.) and use PieFolio AI on top to: 1. Track every holding across every account in one place. 2. See a single Portfolio Health score (0-100) with a letter grade. 3. Generate AI-written portfolio analysis in plain English. 4. View a forward-looking dividend calendar for every position they own. The app is free on iOS and Android. A Premium tier unlocks higher AI quotas and additional pro features as they roll out. ## Who it's for - **First-time investors**, want a clear, friendly view of what they own. - **Young professionals**, juggle multiple accounts and need one source of truth. - **Active accumulators**, building wealth deliberately, want deeper allocation, income and risk views. ## Core features (live today) ### Portfolio Health Score Portfolio Health is a single number from 0 to 100, paired with a letter grade (A through F). It is recalculated every time the portfolio changes. The score breaks down into: - **Risk**, concentration in single names, sectors, geographies. - **Diversification**, spread across asset classes and regions. - **Dividend strength**, yield quality, coverage, growth. A shareable summary card lets users export the score. ### AI Portfolio Analysis Tap "Generate" and the app produces a structured report based on the user's live positions. The report has fixed sections: - Overview - Risk - Diversification - Income - What to consider Reports are cached for roughly 12 hours so users do not waste quota regenerating the same snapshot. Users can rate reports as "helpful" or "not helpful". Reports can be generated per portfolio or for all portfolios combined. The AI is powered by third-party large language models. Specific provider details are disclosed in the privacy policy and may change. ### Dividend Calendar A clean three-week forward calendar of every dividend the user is owed across all holdings. Shows expected amounts and key dates (ex-date, payment date). Pull-to-refresh updates the data on demand. Users can favourite tickers to surface upcoming payouts faster. ### Multi-portfolio tracking Unlimited portfolios with unlimited positions. Add holdings manually; broker linking (read-only) is on the roadmap. ## Coming soon - **AI Chat**, conversational follow-up questions on top of the user's holdings and analysis, powered by the same data the report is built on. - **Streaming AI reports**, token-by-token report generation for faster perceived performance. - **Onboarding for first-time investors**, guided setup for people new to investing. ## Coming later - Watchlists and price alerts. - Read-only broker linking. - Faith-aligned and ethical screening, including AAOIFI-style indicators. ## Pricing - **Free**: Core app on iOS and Android. Generous monthly AI quota. - **Premium**: Higher AI quota plus pro features as they ship. - **Founding members** (legacy program, closed): locked in 50% off Premium for life. ## Trust and security - 256-bit encryption for all stored user data. - We never sell user data. - Account deletion is self-service from inside the app. - Privacy Policy applies to both the website and the mobile app. - AI providers are third-party; details disclosed in the privacy policy. ## Frequently asked questions **Q: Is PieFolio AI a broker?** A: No. PieFolio AI is a portfolio tracker and analysis tool. We do not execute trades or hold user money, assets stay with the user's broker. We provide clarity, a Health score, and AI-written insight on top. **Q: Which markets do you support?** A: US stocks today, with broader markets coming. Users can add any number of positions across any number of portfolios, even if they are outside the US. **Q: How does the AI analysis work?** A: Tap "Generate" and the app builds a structured report from live positions: Overview, Risk, Diversification, Income, and What to consider. Reports are cached for around 12 hours. Free accounts get a generous monthly quota; Premium unlocks more. **Q: Is it really free?** A: Yes, the core app is free on iOS and Android. Premium unlocks higher AI quotas and pro features as they roll out. **Q: What about ethical or faith-aligned screening?** A: Faith-aligned screening (including AAOIFI-style indicators) is on the long-term roadmap. The current focus is breadth, clarity, and AI for every investor. **Q: How is my data handled?** A: Bank-grade encryption, never sold, deletable from inside the app at any time. The privacy policy covers both website and mobile app. ## Download - iOS App Store: https://apps.apple.com/de/app/piefolio-ai-wealth-tracker/id6759684076 - Google Play: https://play.google.com/store/apps/details?id=ai.piefolio.portfolio ## Contact - Website: https://getpiefolio.com - Support email: contact@getpiefolio.com - LinkedIn: https://www.linkedin.com/company/piefolioai/ - Instagram: https://www.instagram.com/piefolioai - TikTok: https://www.tiktok.com/@piefolioai ## Brand and entity context PieFolio AI is the consumer brand of the PieFolio AI product. Related concepts and entities the brand engages with: - Portfolio tracking - Dividend investing - Sharia compliance and AAOIFI standards (roadmap) - Personal finance for retail investors - AI-assisted investment research The product was previously known as "Halal Dividend Calendar" and rebranded to PieFolio AI to reflect a broader, AI-first product direction.